Practice Risk Solutions

Welcome to the CASW Professional Liability Insurance Program

Available exclusively to members of the Canadian Association of Social Workers (CASW) and the designated partner provincial and territorial associations, the CASW Liability Insurance Program offers a full range of coverage specifically designed to meet your practice risk needs. Coverage options include protection for professional liability, commercial general liability, cyber security and privacy liability, and business related coverages.

With expert service and support on your side, industry-specific risk resources and best-in-class legal defence, our program tailored to meet your professional needs. Join almost 5,000 participating members and take advantage of comprehensive and cost-effective insurance protection for your practice.

Did you know? E-Services are included in the CASW Professional Liability Insurance Program.

Coverage is automatically provided to CASW members who participate in the CASW Professional Liability Insurance Program.

Whether you connect with your clients through Skype, tele-video conferencing, text, phone, or email - you can be assured that you are protected when providing counselling services to your clients who are unable to meet with you in person.

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Available coverage

Plan Coverage Details Cost
Plan I Professional Liability $5,000,000 per claim
$5,000,000 aggregate
Commercial General Liability $5,000,000 per occurrence
$5,000,000 aggregate
Plan II Professional Liability $5,000,000 per claim
$5,000,000 aggregate
Commercial General Liability $5,000,000 per occurrence
$5,000,000 aggregate
Office Contents
Business Interruption
Actual Loss Sustained
Plan III Professional Liability Only $5,000,000 per claim
$5,000,000 aggregate;

All the above plans include the following as part of the professional liability coverage:

E-Services Included
Regulatory Legal Expense $200,000 per claim
$200,000 aggregate
Criminal Defence Reimbursement $150,000 per claim
$150,000 aggregate
Loss of Earnings Up to $750 per day
Coroner’s Inquest $75,000 per claim
$150,000 aggregate
Abuse Therapy Fund $20,000

To learn more about these and the additional coverages available to CASW members,
please click here.

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Why is This Plan Right for You?

Insurance exists to pay claims. Choosing to purchase coverage available exclusively to members ensures you receive best-in-class protection without the tough-to-find limitations commonly found in non-group insurance products. Members can be confident in CASW's proactive diligence and leverage to ensure that the legal and insurance service providers supporting the program are held accountable.

BMS Canada Risk Services Ltd. (BMS Group) is a licensed and regulated Canadian insurance brokerage, for more information please contact us directly.

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We are committed to delivering information and resources to you as this situation evolves. Please review the following material, and more will be posted in the coming weeks.

Parting Ways – The Right Way: Terminating the Client Relationship
Crisis Management During the Covid-19 Pandemic
Ethical Issues for Regulated Health Professionals in the era of Covid-19
Returning to Practice During Covid-19
Covid-19: Virtual Health Care Services Ensuring Continuity of Care
Covid-19: Volunteer Liability During Public Health Emergencies
Covid-19 Raises Cybersecurity Risks
Considerations when Resuming Practice
Consent to Treatment: Covid-19

Our team is here to support you as best we can, please connect at

Financial Relief: The Federal Government has introduced a range of measures to support Businesses and Individuals during this time. Please visit for more information.